This can be a substantial savings. The bigger the loan and the more time you pay on it, the more interest you’ll owe. You can.

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The EMI is calculated with three important facts of a loan-the loan amount, the interest rate charged and the tenure of the loan. Now, you do not necessarily have to calculate the EMI on your own.

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Add your loan details to calculate monthly payments and see the total costs of this loan over time. Our Personal Loan Calculator tool helps you see what your monthly payments and total costs will look like over the lifetime of the loan. We calculate the monthly payment, taking into account the loan.

This calculator will calculate the number of payments made and the amount you still owe on a loan — based on the month and year of your first monthly payment. Plus, the calculator also includes an option for displaying and printing a schedule of payments made, which includes the principal and interest breakdown for each payment.

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Missing Term Loan Calculator to Calculate Unknown Principal, Rate, Number of Payments, or Payment Amount If you know any 3 of the following 4 loan terms, this calculator will use Time Value of Money (TVM) calculations to find the missing term.

A = ( P / r ) * [ 1 – (1+r)-N] Where, A = Loan Amount P = Payment Amount r = Rate of Interest (compounded) N = Number of Payments Rate of Interest Compounded is, If Monthly, r = i / 1200 and N = n * 12 If Quarterly, r = i / 400 and N = n * 4 If Half yearly, r = i / 200 and N = n * 2 If Yearly, r = i / 100 and N = n