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In such a scenario, writing a formal letter to bank for repayment of loan is a must. It is a formal way of putting forward your request to give you some extension. Such letters have to be very precise, they should include all the necessary details as shown in the sample below.
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The digital lending industry has suggested that the RBI allow direct debit for loan repayment through the instant inter-bank funds transfer mechanism UPI, extend the Udaan’ scheme to fintechs and non.
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