· The minimum loan amount in Pearland is $5,000 dollars and may go up to $636,900 depending on home size and loan type. In order to qualify for an FHA loan, you must be planning to live in the home. Although a loan can include some renovation costs, FHA loans cannot be used for real estate investments in Pearland.

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Pearland, TX usda home loans or sometimes called rural development loans, are government-insured mortgages that help potential home buyers buy a home without a down payment. The Pearland, TX USDA home loan program was created in 1991. This program was designed to help aid potential home buyers obtain a mortgage with a decent rate in rural areas.

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