According to financial web site Bankrate.com, the average interest rate on a 30- year fixed-rate mortgage loan, including those insured by the FHA, stood at 5.04 .

Average 15 Yr Mortgage Rate U.S. long-term mortgage rates fall; 30-year average at 4.07% – The average rate for 15-year, fixed-rate home loans declined this week to 3.53% from 3.57% last week. (Photo: Gene J. Puskar, AP) Washington – U.S. long-term mortgage rates fell slightly this.